Built for independents
CardGains, simplifying business since 1989

Empowering Independence, Together
Our mission at CardGains is clear. We want to champion the success of independent retailers.
We unlock better margins by securing stronger buying power, reduce complexity with centralised support, and strengthen connections between retailers and suppliers.
Our purpose is simple: to elevate your business, not control it. Independence is your strength, and supporting that is ours.
Why CardGains?

Empowering Independents. Enhancing Profitability. Simplifying Business.
Our suppliers and members play a vital role in shaping the group, and we’re proud to be the bridge that connects them - securing better deals and stronger partnerships for all. Let’s grow your business - without giving up what makes it yours. Get in touch with us today!
What our members say...
"CardGains is a great support mechanism with a well rounded portfolio of suppliers, along with fantastic members terms and benefits."
Sarah
Handpicked by Henrietta
"For many years, CardGains has helped me with everything from finding new suppliers, offering fresh products and of course, keeping my finances all in one place."
Helen
House of Cards
"CardGains is the most helpful hand to the independent retailer. A ‘one stop shop’ for top suppliers with the benefits of a bonus and a singular invoice."
Wendy
Towlers
"With such huge assistance with the finance, product ranges, suppliers and knowledge of the CardGains team, it's a brilliant tool to help all round."
David
Robinsons of Hornsea
"With the savings we make and support we receive, I would highly recommend that anyone gives CardGains a try. You don’t know what you’re missing!"
Colin
Polka Dot
"With the simplicity of the accounts system CardGains offer, it saves me time, money and energy that I can put into other parts of the store."
David
R A Cant & Son
Apply today to gain access to our impressive and eclectic mix of suppliers
Members receive preferential trading terms, excellent customer service and simple order + invoicing systems.






